De Unie, in your interest

Your collective labour agreement and sector

Retail banks: An update on regular consultations and the collective labour agreement

10 November 2025

In this post, we’d like to update you on the regular consultations between De Unie, the other trade unions and the NVB’s employers’ delegation (WVB). You can read more about this below.

Join now, this is possible from €0.

 

Regular meetings

The employers' delegation and union officials meet a few times a year to discuss developments in the sector and progress on the agreed collective labour agreement (study) agreements. For example, we have discussed the agreements on workload research, equal pay, AI and research.

AI

Employers have two meetings about AI with TNO. One has already taken place and the other is planned for early December. Afterwards, AI will be added to the agenda of our meeting on 15 December 2025. We will then jointly fill in the session with the Works Council/trade unions on 2 March 2026.

Equal pay

The equal pay directive does not change, but the implementation of the European Pay Transparency Directive has been postponed in the Netherlands to 1 January 2027. According to the Directive, implementation in national legislation was due to take place no later than 7 June 2026.

Enquire

We also discussed the progress of the research into workload, well-being, and welfare, and the WVB board's request to its member banks to gain insight into a number of primary terms of employment for WVB members. The number of responses is limited, so the board will give this extra attention to the affiliated members.

Bank revenue models

The Dutch Banking Association (NVB) has provided insight into the trends they are observing among their 23 affiliated members. The trends are recognisable and were thoroughly discussed during the meeting. We previously asked about the revenue model of banks. The NVB has a nice brochure about this which is also available on their website. See https://www.nvb.nl/media/fqylnl4h/nvb-inzicht-in-banken_digitaal.pdf.

The next meeting is on 15 December 2025.

Cao General Banks

In the English translation of collective labour agreement article 6.8 regarding the one-off payment as of 1 July 2026, there was an error. The old text stated that this would be on 1 January 2026. The text of the CLA Banks 2025-2026 is adapted and can be read via https://www.caobanken.nl/images/2025/NVB_CLA_Banks_2025-2026.pdf.

Contact

Please feel free to contact representative Emanuel Geurts regarding this message or any other matters you wish to discuss. You can reach him via emanuel.geurts@unie.nl or via 06-5252 2074