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Health insurers: CLA negotiations

The collective labor agreement for the collective labor agreement will start on 15 April 2019. De Unie concludes the collective labor agreement for health insurers with the employers of CZ, DSW, Eno, Menzis and Zorg & Zekerheid. In addition, there are a number of companies that follow this collective labor agreement. In this newsletter I provide background information that plays a role in collective bargaining. At the bottom of this message is a link to click through to the draft proposal letter. You can also read how an opinion can be given about the proposals.


The negotiations usually focus on the salary increase. That is why I want to inform you about what is common in the financial sector. What is striking is that the collective labor agreements concluded in 2017 or early 2018 (VGZ, Industry Insurance, Rabobank, ABN AMRO) show a significantly lower salary increase than the recently concluded collective labor agreements (ASR, ING). For this reason De Unie careful with concluding a multi-year collective labor agreement. The rising cost of living and rising fixed costs is forcing De Unie to focus on a salary increase. However, the employers have already indicated that they mainly look at their direct competitors, VGZ and Achmea. The salary development in the financial sector for 2019 is as follows:

Other subjects

We have agreed with employers that we will jointly prepare three subjects. It's about:

The Participation Act

The exchanges of employers' organizations and vakbondand have agreed that measures must be included in every collective labor agreement to enable employees with a work disability to find a job. If sufficient progress is not made, the government threatens to intervene and impose a quota obligation on companies. Then a company must employ a certain percentage of employees with a work disability. This is problematic for a shrinking industry such as health insurers. At an individual level, companies make an excellent effort to hire work-disabled employees, but we cannot show any agreements at collective labor agreement level. This must be done now.


The employers indicate that they do not consider the allowances for working irregular hours in themselves to be wrong. But they point out that employees sometimes choose to work irregular hours themselves. In that situation, employers do not consider a supplement justified. De Unie first wants to investigate whether it is easy to determine whether someone chooses to work irregular hours.


In the previous collective labor agreement negotiations, we discussed the option of including a sabbatical in the collective labor agreement. This did not happen last year. We have agreed with employers to reconsider this idea.

To vote

The proposal letter of De Unie is here to read.

De Uniemembers have received an invitation to vote.