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Report CLA consultation insurance companies 30 June 2020

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The industry collective agreement for insurance companies will expire on December 31, 2020. Negotiations started on June 30. On the first day, all parties explained their proposals for the collective labor agreement and we made a decision about the premium for the IDC scheme.

Proposal letter

The proposal letter of De Unie can you here. read. In consultation with the members De Unie opted for a limited number of changes. We link up with the topics that have been prepared in joint working groups. Added is the desire to make agreements about time and place independent work.

The wage demand of De Unie is 3%. This is slightly higher than agreed with the members because we could not allow the gap with the other trade unions to become too big. Starting point of De Unie remains that we must strive for a realistic salary increase, appropriate to the sector and the current economic situation.

Employers' position

The employers aim for a 0% salary increase. They refer to the expected economic consequences of the Covid-19 crisis. In addition, employers point out that the previous collective labor agreement turned out to be more expensive for many companies than estimated. Vitality leave, in particular, is expensive, according to employers.

CLA negotiations

The collective labor agreement negotiations of 30 June 2020 mainly concerned the average salary pension scheme. Due to the low interest rates, this scheme threatens to become very expensive for schemes that must be concluded with the pension provider on 1 January 2021. Employers and trade unions are looking for a workable solution together. Our starting points are still far apart. Parties to the collective labor agreement are also discussing the possibilities of making agreements about time and location independent work. The collective salary increase has been discussed, but the CLA parties have not yet decided.

Pension premium defined contribution scheme

The CLA states that the CLA parties will take a decision on the premium tier for the defined contribution scheme before 1 July 2020. This is therefore not relevant for all pension schemes.

The premium tier that the collective labor agreement prescribes as a minimum for the defined contribution schemes is based on an interest rate of 1,85%. The interest is now much lower, as a result of which the pension accrual in the defined contribution scheme is actually too low. A build-up discount is actually created virtually. De Unie finds it important to keep the sector well-informed about this. To this end, the parties to the collective labor agreement will have calculations made which we will distribute as soon as possible.

The CLA parties have decided not to amend the minimum regulation in the CLA. The CLA parties have again decided to continue the current scale and employee contribution. The scale of the pension premium contributions will not be adjusted up to and including 31 December 2020. This means that contracts that take effect or are amended on 1 January 2021 can apply the current graduated scale. Companies can agree with their works council to apply a better premium tier, as long as the minimum requirements of the collective labor agreement are met.

Follow-up consultation

On July 14, 2020 De Unie the next collective agreement consultation. We have agreed to reserve this consultation for the negotiations about the pension scheme (average pay scheme variant).


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