During their career, some people really look forward to the moment they can retire. Others cannot imagine not working anymore. Of course, traveling a lot, reading and spending time with your (grand)children, that's all nice. But it can also be pleasant to continue working. Because of the daily rhythm, for example, or the extra income. We have listed what you should pay attention to if you continue to work.
'The retirement date' is a myth
Just to clear up a misunderstanding: there is no such thing as a retirement date. In this blog read everything you need to know about the retirement date.
Continuing to work after your retirement
Suppose you have a pension plan with an entry age of 65, but you want to continue working for another year – possibly less than before. Then you can simply start your pension and still receive a salary. You can also postpone your retirement. In both cases, pay attention to possible tax consequences. It is in principle also possible to continue working after the retirement date in your current pension scheme, but you will usually no longer accrue a pension
In addition, you also have the date on which the statutory AOW takes effect. If you want to continue working afterwards, you must make agreements about this with your employer.
AOW supplement or AIO supplement
Do you receive an AOW supplement or AIO supplement in addition to your AOW benefit? Then your extra income from work may influence the amount. These amounts are intended to compensate for a (too) low pension income. If you start earning extra, your allowance or supplement will be lower or you may even no longer be entitled to this at all. Your extra income can also affect the healthcare allowance and housing allowance. On the website of the Social Insurance Bank (SVB) you will find more information about the impact of your extra income on your AOW allowance en PhD supplement
Discuss your plans
Do you want to keep working? Please discuss this with your employer in good time. First contact the specialists of De Unie to inform you about the possibilities and consequences of your choice. Our Service Center is available every working day from 8.30:17.00 AM to 0345:851 PM via firstname.lastname@example.org and 963 XNUMX XNUMX.