Many people do not yet prioritize retirement during their career. You know it's important, but 'it will come later, when you have time for it - it will take a long time anyway'. UPOs go neatly in a drawer, important emails end up in the 'Find out later' folder of your inbox. But before you know it, your pension is suddenly approaching and you have built up a large deficit because you have not sorted out your pension matters earlier. Finding out in time can make all the difference to your old age.
What should I pay attention to?
Building up a pension is all about setting goals. How much do you want to spend later, what kind of lifestyle do you envision when you think about your retirement? Important information, because the best pension accrual depends on that. The sooner you start building up for later, the greater your influence on the result. And the better you can adjust, if you deviate from the course for a while.
What does this mean for me?
Determine your goal and think about how you can best achieve it. If you end up lower than hoped, you can accrue extra pension. But first you need to know where you are going. The good thing is: you only have to delve into this once – possibly with the help of a pension expert. Once you know where you stand and what your build-up will look like, you don't have to do much about it. Just make sure you stay on track.
We do this for you
Our pension experts are at your service and provide you with personal, comprehensible insight. In your situation, but also in various funds and schemes, any benefits or great opportunities for your old age. That way you know exactly where you stand. Now, but also later.
What do you get as a member?
Light
- Updates about your work, collective labor agreement & industry
- Light help with work, benefits & income
- Newsletter
Complete/additional
- Updates about your work, collective labor agreement & industry
- Complete help with work, benefits & income
- Newsletter
- Handy calculation tools and sample letters
- Legal advice and support
- Insight into your pension
- Help and advice with your benefit
- Participation in your terms of employment
- Exclusive member benefits
FAQ
What is an RVU?
An RVU is an Early Retirement Scheme that serves to bridge the period from dismissal up to the state pension date of an (ex) employee.
What is an RVU tax?
With the idea that employees have to work longer, the tax authorities did not allow such an RVU until recently. If the tax authorities ruled that there is an RVU, the benefit was taxed with a final tax of 52%.
What is a UPO?
A UPO stands for Uniform Pension Overview and gives you an update about your pension every year. You will of course only receive this overview if you participate in a pension scheme. On the overview you can check what amount you can expect when you retire or if you become incapacitated for work, for example. Have you accrued pension with multiple employers? Then you will also receive multiple UPS.
