Living together, getting married, having children. These are all major life events that impact your financial situation. This also applies to the death of your partner. Of course, this is a terrible and drastic event. You would rather not think about it. However, it can be wise for your income: many people are unpleasantly surprised in this situation. For example, because they unexpectedly do not receive financial compensation. Our pension experts tell you exactly what you can expect.
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I will still work if my partner dies
Of course, nothing changes in your own income. However, you are sometimes entitled to an Anw benefit or survivor's pension - you can read more about this in this article. In addition, your partner may have a supplementary Anw gap insurance. This is a supplement to the pension scheme via the employer and compensates for the lack of an Anw benefit. Check the collective labor agreement or your partner's pension scheme to find out whether there is a supplementary Anw gap insurance.
I am retired when my partner dies
Do you live together or are you married? Then you will receive a lower AOW benefit than if you are single. Your AOW benefit will therefore be higher if your partner dies. On top of that, there will be a possible survivor's pension - on top of your own pension benefit of course.
Gain insight into your future
It is always wise to prepare for your retirement in time, but it is absolutely good to know in advance what you can count on if your partner unexpectedly dies. With some help – for example from our pension specialists – you can calculate very well what your income would be in such a situation. And is the amount too low? Then you can still take action now. For example, by saving more or taking out life insurance.
More information
Would you like to receive help from our pension specialists with financial insight into the future? Feel free to contact us, we are happy to help you. Our Service Center is available every working day from 8.30:17.00 to 0345:851 via sc@unie.nl and 963 XNUMX XNUMX.
Read everything you need to know about survivors' pensions here.
