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Health insurers in the Netherlands: Pension update Dependant's pension

April 24, 2023

Social partners, namely Zorgverzekeraars Nederland (ZN) and trade unions, consider it important to keep you informed about the developments surrounding the Future Pensions Act (Wtp). Below is the joint communication about the survivor's pension.

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General update

The employers and trade unions are jointly investigating which adjustments are necessary to ensure that our pension scheme complies with the new regulations of the Wtp. We have drawn up a schedule for this in which we discuss various topics step by step (as also explained in the update of February). We believe it is important to go through a careful process and not to make hasty decisions. On the other hand, we also want to take steps. For example, in the past two consultations we have considered the subject of survivor's pension.

Research into partner's and orphan's pension

In March we started a study into the consequences of the Wtp for the partner's and orphan's pension, together also known as the survivor's pension. The partner's and orphan's pension is the pension that your partner and/or children receive after your death.

In our research, we look, among other things, at the level of the pension that your partner and/or children receive under the current scheme. We then investigate how high the pension should be in the new scheme. We believe it is important that the pension for the partner and children is equal to or higher than in the current scheme for as many participants as possible. But we also have to take into account the cost of these pensions. In short, a tricky puzzle. We want to make a decision on this in April/May.

Would you like to know more about the partner's and orphan's pension in the current scheme and what will change? Then read it information message about this subject.

If you have any questions regarding the above, please send an e-mail ( to the representative Emanuel Geurts.


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