- In what situation should my employer apply for my dismissal with the UWV?
If your employer wishes to dismiss you for economic reasons, they must apply for a dismissal permit from the UWV (UWV werkbedrijf). The UWV will assess your employer's application, and you will receive a copy of the application with an opportunity to object. The UWV will then review the application and any objection, and based on this, will either grant or deny permission to your employer. If your employer wishes to dismiss you due to long-term incapacity for work (for example, after 2 years of illness), permission must also be sought from the UWV.
- Am I entitled to unemployment benefit?
The UWV checks whether you meet the conditions for unemployment benefits. Subsequently, the UWV decides whether you are eligible for benefits after dismissal.
- What can I expect when I apply for a WIA benefit?
Are you still ill after 88 weeks? Then you will receive an application form from the UWV. As an employee, you must apply for the WIA benefit yourself from the UWV. This completed application, with all the necessary information, must be received by the UWV no later than the 93rd week of illness.
The UWV then assesses whether the reintegration activities have been carried out properly. If the UWV believes that your employer has not made sufficient effort for your reintegration, the UWV may impose a wage sanction of up to 1 year on your employer. This means your employer will be obliged to continue paying your wages for a maximum of 1 year. Dismissal after two years of illness is not possible in this case.
- What is a WW benefit?
A WW benefit is a temporary safety net for loss of income where you are not involuntarily unemployed. Reasons for a WW benefit include dismissal due to reorganisation or a fixed-term contract that is not renewed. WW stands for Werkloosheidswet (Unemployment Law). Whether you are eligible for a WW benefit depends on a number of factors. These factors will be named in the next question.
- Am I eligible for unemployment benefit?
Whether you are eligible for unemployment benefits depends on a number of conditions. The conditions for unemployment benefits are as follows:
- You must be insured for unemployment. This is usually the case if you are employed as an employee and have not yet reached the official AOW retirement age.;
- You lose at least 5 hours per week or, if you worked fewer than 10 hours per week, at least half of your hours per calendar week. You will also lose pay for these hours.;
- You must be available immediately for paid work;
- You became unemployed through no fault of your own (for example, you were made redundant due to a reorganisation or your fixed-term contract was not extended);
- You must meet the weekly requirement (you worked at least 26 weeks in the 36 weeks before you became unemployed).
- How long can I receive unemployment benefits?
How long you can receive a supplementary unemployment benefit (WW-uitkering) depends on your situation. To assess how long you are entitled to a WW-uitkering, it is first determined whether you meet the 'week requirement' (wekeneis). If you meet the week requirement, you are definitely entitled to a basic benefit of 3 months. After the week requirement, the 'year requirement' (jareneis) is considered. If you also meet the year requirement, your WW-uitkering may be extended. The total duration for which you are entitled to a WW-uitkering depends on your employment history.
- What do the weekly and yearly requirements entail?
When it comes to the WW (unemployment benefit), the weekly requirement and the yearly requirement play a significant role. These two requirements reflect your work history and therefore determine whether you are entitled to an unemployment benefit, under what conditions this happens, and for how long you are entitled to an unemployment benefit. You will receive a three-month WW benefit if you meet the weekly requirement. For the yearly requirement, the longer you have worked, the longer you are entitled to an unemployment benefit.
- Hoe wordt de hoogte van mijn WW-uitkering berekend?
With regard to future expenses, it is important to know the amount of your unemployment benefit. Therefore, it is good to know how this benefit amount is calculated. The amount of your unemployment benefit is calculated based on your earned social insurance wage.
Your Unemployment Benefit (WW) is calculated on the basis of your taxable earnings. To do this, the average taxable earnings you received over a 12-month period prior to becoming unemployed are taken into account. This ‘reference period’ determines your daily rate. This daily rate can never exceed the statutory maximum daily rate. As of 1 January 2024, the maximum daily rate is € 274.44. For the first 2 months, your unemployment benefit will amount to 75% of your daily wage. For the subsequent months of your unemployment benefit, you will receive 70% of your daily wage.
- When and where can I apply for a jobseeker's benefit?
When you hear you're going to be made redundant, the first thing you think is: how do I apply for unemployment benefit. Fortunately, applying for unemployment benefit is relatively simple. First of all, it's important that you have a DigiD. In addition, it's important that you have the following information to hand, among other things:
- Your last payslip;
- Your last employment contract;
- My account number.
Sign up uwv.nl and fill in all the necessary details. After your application, you will receive an e-mail confirming your application. You do not need to register yourself as a job seeker. This happens automatically when you apply for a WW benefit.
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The cabinet wants to shorten the maximum duration of unemployment benefit to one year. This means that if you are dismissed, you will have a shorter entitlement to a wage-related benefit.
In addition, it is proposed that the maximum daily wage be reduced by 20%. This maximum sets the upper limit for unemployment benefit.
The cabinet is also proposing to significantly limit accrual. Currently, for every year worked in the first 10 years, you accrue 1 month of unemployment benefit. If this cabinet has its way, this will be halved to half a month per year worked. This means that after ten years of employment, you will only be able to rely on unemployment benefit for five months instead of 10 months, and will otherwise have to fall back on social assistance.
In addition, the reference period requirement is being adjusted, meaning you will have to have worked for longer to even qualify for the short-term unemployment benefit of 3 months. Both have major consequences, especially for young people.
The benefit in the first two months of unemployment benefit should be increased from 75% to 80%.
Sample calculation (indicative):
- Current maximum daily wage ≈ € 6.600 Gross per month
- Unemployment benefit for the first two months: 80% in the first two months → approximately € 5280 Gross per month
- Unemployment benefit after 2 months (70%) → € 4620 Gross per month
If the maximum daily wage 20% falls:
- New maximum ≈ € 5.280 Gross per month
- Unemployment benefit for the first two months (80%) → approximately € 3.960 Gross per month
- Unemployment benefit after two months (70%): € 3696 Gross per month
That's a difference of nearly €1,000 gross per month at maximum benefit.
For middle and higher incomes, this can therefore mean a significant drop in income.
The plans involve a reduction in benefits under the WIA in several areas. The most significant changes relate to (1) the benefit ceiling and (2) the abolition of IVA (for new entrants).
- Maximum daily wage for benefit purposes
The government wants to reduce the maximum daily wage – the upper limit used to calculate unemployment benefit (WW) and disability benefit (WIA) – by 20%. According to the figures currently being circulated, this amounts to a reduction of approximately € 6.617 to € 5.293,60 gross per month (based on the current monthly maximum).
This particularly affects people with middle to higher incomes: their benefit is “capped” more quickly, meaning the income gap during unemployment or incapacity for work becomes larger. - Abolition of VAT
Currently, people who are fully and permanently incapacitated for work under the IVA scheme receive a benefit of 75% of the (capped) daily wage. Under the proposed changes, the IVA distinction for new entrants will be abolished, bringing this group into line with the current standard under the WGA: 70% instead of 75%. This group will also be subject to reintegration obligations and the risk of reassessments.
Important: according to the budgetary annex to the coalition agreement, current recipients of IVAs will retain their IVA entitlement at the moment of introduction. - WGA: shorter ‘longest-related’ phase
For people in the WGA, the wage-related phase is shortened because it is linked to the duration of unemployment benefit, which is being reduced to one year by the government. This means you will enter a follow-up phase more quickly, with the risk of a low follow-up benefit which is often far below the social minimum. In some cases, people are entitled to a supplement from the UWV up to the social minimum.
For people with supplementary insurance for an excess, it depends on the policy terms whether this difference is compensated (and for how long).
For the state pension (AOW), the intention to further increase the state pension age means that you may become entitled to your state pension earlier than previously agreed in the Pension Agreement. In the coalition agreement, the state pension age is linked 1-to-1 to the increase in life expectancy, as opposed to 8 months per year of life as part of the pension agreement.

Image: Old Age Pension plans Cabinet (image: NOS.nl)
This can mean:
- Working longer, for the youngest generation even beyond the age of 71.
- Or bridging a period with own funds or pension.
