De Unie, in your interest
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De Unie at ING bank

CLA negotiations

On Wednesday 28 October 2020, the collective labor agreement working groups Time and Place unbound work, Flex work code, Wellbeing and Craftsmanship presented their advice to the collective labor agreement parties and employee participation. The first negotiations for the new collective labor agreement are scheduled for Tuesday 3 and Wednesday 4 November 2020. Shortly afterwards you will receive feedback from me in a new member letter.

Periodic consultations

On September 30, 2020, the trade unions held periodic consultations with ING and a delegation from the COR. The agenda included an explanation of the RFI process for Document Services Leeuwarden by Hillie van der Veer. Jessica Bloom from the University of Groningen also updated us on the unlimited leave pilot. Partly due to an internal vlog by Ruud van Dusschoten, many ING employees have registered for the Nibud training. The target of 750 participants set by the Collective Social Benefit (CMU) for the number of registrations was amply achieved.


The falling funding ratios have an effect on indexation and accrual discount for next year. With a policy funding ratio lower than 30% on September 2020, 110, the ING CDC fund is legally not allowed to grant indexation. You can find more information about this on the fund website at At a permanently low interest rate, an accrual discount may again follow in 2021. With the current interest rate, the cost of your pension accrual is so high that the pension premium of 31,5% for 2021 would be insufficient to finance the accrual. Keep an eye on the news about this via


If you want to respond to this member letter or want to contact me about a collective matter, you can reach me via or via my telephone number 06-5252 2074.

For individual advice you can contact my colleagues from the service center department on 0345-851963, via email or the chat function We are happy to help you!